Events Insurance

Cover for professionals in the hospitality or entertainment industry running events

Important cover for events professionals involved with concerts, exhibitions, festivals, fundraisers, theatre productions, trade shows, dance parties or corporate functions.

What do you need to know?

Who should consider it?

Any individual or company holding an event needs the vital cover that events insurance can offer. Events can include concerts, exhibitions, festivals, fundraisers, theatre productions, trade shows, dance parties or corporate functions.
Events insurance is usually taken out by professionals in the hospitality or entertainment industry, such as:
- Event managers and coordinators
- Events promoters and organisers
- Sound and lighting operators
- Stage managers
What can it cover?

Events insurance protects you and your company from the various risks you’re exposed to when conducting an event. Without insurance, such a claim could threaten your assets.
Depending on your policy event insurance may include cover for:
- Losses arising where an event is cancelled due to weather, or abandonment, or non-appearance of a performer
- Loss due to venue and equipment damage
- Liability if a third party issues a claim for personal injury or property damage
What isn't covered

There are exclusions. There is also often a deductible or excess and limits on cover, so check with your Steadfast insurance broker.

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Get the right advice at the right price and have a local Steadfast broker on your team.

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Case Study

The events industry can be high risk

Storm takes out charity fundraiser

A charity organised its annual fundraising dinner to be held at a local hall. The charity arranged for catering through a third-party company, and invested in quality decorations.

The day of the event, a storm hit, damaging the roof of the hall and ruining the decorations – and the event had to be cancelled.

Tickets were refunded, but the charity was out of pocket for the cost of the decorations and catering. However, because they had taken out event insurance, their policy covered these costs.